Tax Service for Individuals
Personal Tax Strategies for High-Income Earners & Families
Heirloom Tax Solutions helps high earners, investors, and retirees legally reduce taxes, unlock cash flow, and align their tax picture with their long-term wealth plan.
Who We Serve
High-income professionals (physicians, executives, partners, consultants)
Business owners whose personal returns are deeply tied to their business entities
Real estate investors and those with appreciated property
Individuals experiencing major events:
Business sale, Large bonuses or stock vesting, Inheritance or liquidity events,
Retirement transition
If you’re paying a lot in taxes and unsure what can be done about it, that’s our sweet spot.
What We Do for Individuals & Families
Personal Tax Strategy & Planning
We design tax plans around your life—not just your income. That includes career, family, retirement timeline, and legacy goals.
Capital Gains & Asset Sales
We plan ahead for the sale of businesses, property, or large holdings to reduce capital gains exposure and avoid unpleasant surprises.
Charitable & Legacy-Driven Tax Planning
For charitably inclined clients, we explore options like strategic gifting, appreciated securities, donor-advised funds, and more—balancing impact and tax efficiency.
Amended Returns & Prior-Year Opportunities
In some cases, prior-year returns can be revisited to capture missed opportunities or correct suboptimal strategies.
High-Income Optimization
For those in higher brackets, we focus on reducing taxable income, managing brackets, and coordinating with your investment and retirement strategies.
Tax-Efficient Investing & Withdrawals
We coordinate with Heirloom Wealth Management to align:
Asset location (what goes in tax-deferred vs. taxable)
Tax-loss harvesting strategies
Smart withdrawal sequencing in retirement
Example Individual Tax Wins
Without naming names...
A dual-income professional couple discovered they could retire earlier after reworking their tax strategy and retirement income plan.
A high-income executive reduced their annual tax burden significantly by better structuring equity compensation and charitable giving.
A real estate investor restructured how their properties were held and financed, increasing deductions and improving after-tax cash flow.
The theme is simple: When tax planning and wealth planning are connected, you keep more of what you earn.
How We Support You
Tax Diagnosis (Complimentary Review)
We review your prior returns, current income, and situation to identify inefficiencies and missed opportunities.
Strategy Session
We walk you through where you’re overpaying, and outline options for immediate and long-term improvement.
Implementation
If we move forward together, we implement your new tax strategy and coordinate with your existing advisors—or with Heirloom Wealth’s advisory team.
Annual & Multi-Year Planning
Each year, we evaluate changes in income, law, and life events to keep your tax strategy aligned with your goals.
Why Personal Tax Planning Matters More Than Ever
If you’re earning well or managing significant assets, taxes aren’t just a line item—they’re one of your largest expenses.
Most individuals:
File once a year and hope for the best
Rely only on a CPA who records history instead of designing strategy
Have no multi-year tax plan tied to retirement, investing, or legacy goals
We change that by bringing strategy and intention to your tax life.
Why Work With Heirloom Tax Solutions?
Specialized tax focus with real-world strategy, not just form filing
Integrated with Heirloom Wealth Management for a holistic approach
Designed for people who are serious about optimizing their financial lives...
not just “getting their taxes done”
We’re here to help.
Ready to dive in?
Reduce Your Tax Drag. Increase Your Options.
You don’t have to accept your tax bill as a given. With the right strategies, you can change the trajectory of your wealth.